lIn Forfaiting, the importer’s bank usually guarantees a series of promissory notes or bills of exchange, which cover repayment of a supplier’s credit, provided by the exporter to the importer, for a period of from 180 days to 7 years. lThese notes or bills (“notes”) are usually structured to mature semiannually, and the face amounts of such notes include principal, and a fixed interest rate paid by the importer for the supplier’s credit.